"The technician started with the route, shutoff, and equipment location instead of jumping straight to a menu price. For ductless mini-split installation in Hancock Park, that mattered because line-hide route and duct redesign could have changed the scope. The best part was that the visit avoided a second trip because the access issue was handled early."
Financing & rebates
Financing options and rebate stacking for HVAC, electrical, and plumbing projects.
Most homeowners do not pay a $15,000 heat pump or $9,000 sewer replacement out of pocket on the day the technician arrives. We work with three established financing partners and stack federal, state, and utility rebates so the total cost reflects every program you qualify for.
The financing options below are independent third-party programs — we earn no commission from your choice of lender or rebate.
Financing partners
Lenders we work with
| Partner | Terms | Apply |
|---|---|---|
| Synchrony Home | 0% APR promos on approved credit (12-18 mo), up to 84-month terms | Visit lender |
| GreenSky | Quick approvals for $1K to $65K, 0% deferred-interest plans | Visit lender |
| FTL Finance | Same-day approval for HVAC replacements, 60 to 144-month terms | Visit lender |
Rebates & tax credits
Federal, state, and utility programs we help you claim
| Program | What it covers | Reference |
|---|---|---|
| Federal IRA 25C | Up to $2,000 tax credit for heat pumps and heat pump water heaters; $600 for panel upgrades; $1,200 for electrical work tied to qualifying upgrades | Program page |
| HEEHRA (CA Equitable Building Decarbonization) | Up to $8,000 for heat pumps for income-qualified households | Program page |
| TECH Clean California | Heat pump install incentives stacked with manufacturer rebates | Program page |
| SCE Rebate Programs | EV charger, smart thermostat, and heat pump rebates for SCE customers | Program page |
| LADWP | Refrigerant transition, smart thermostat, EV charger, and efficiency rebates | Program page |
| SoCalGas | Energy efficiency rebates for water heaters and equipment retirement | Program page |
During the quote, we identify every rebate and tax credit you qualify for, with the documentation required for each. Rebates require homeowner signature on the application; we cannot file on your behalf.
FAQ
Financing FAQ
What financing programs do you offer?
We work with Synchrony Home Financing, GreenSky, and FTL Finance for HVAC, electrical, and plumbing project financing. Promotional 0% APR offers are available on qualifying terms (typically 12 to 18 months) for approved credit.
Can I use HEEHRA, IRA, or TECH rebates?
Yes. For heat pump installs (HVAC and water heaters), we run the rebate math during the quote and apply Inflation Reduction Act, TECH Clean California, and SCE/SoCalGas rebates where you qualify.
What about LADWP rebates?
LADWP customers can stack LADWP rebates for high-efficiency cooling, refrigerant transition, and electrification with state and federal programs. We file the paperwork with you, not for you (rebate programs require homeowner signature).
Do you accept HSA or FSA?
No — HSA and FSA do not apply to home improvement work.
What if my project is an emergency?
For emergency dispatch where credit-app turnaround is too slow, we stabilize the system first (stop the leak, restore power, restore cooling) on a diagnostic visit, then write the replacement quote with financing options for the follow-up work.
Ready to plan the project with the rebate math included?
Call +1 (213) 755-2539 for a no-pressure quote. We will write out which rebates apply and what financing terms make sense.
Customer reviews
Recent reviews from financing-stacked installs.
"For a Westchester property around Manchester corridor, the visit felt organized and specific. The repair option, replacement trigger, and wall finish access issue were all written down. We also appreciated that filter loading was treated as a real field condition, not a generic warning, so the photos and closeout notes matched what we saw at the house."
"We sent photos before the appointment, and it helped. The tankless water heater installation visit focused on condensate drain, the Topanga corridor access route, and the local concern around AC no-cool calls instead of guessing from the service label alone. That made the final recommendation useful because the estimate separated immediate stabilization from the follow-up scope."
"The estimate separated diagnosis from follow-up work, which mattered for our Cahuenga Pass home. A simple AC repair request turned into a better conversation about compressor or fan motor condition, hillside AC replacement, and access near Universal City edge. There was no pressure, and the notes gave our property manager enough detail to approve the next step."
"The visit notes were specific enough for our property manager to understand the next decision. They named the thermostat and controls issue, the Sunset Junction access limits, the sensor placement concern, and the reason ADU utility sequencing could affect timing. That level of detail helped because the technician explained what was safe to use and what needed to stay off."
"No coupon talk, just a clear route through the problem. The Fairfax notes matched what the technician found on site, especially around The Grove edge, conduit route, and AC replacement access. We had enough information to compare options because the written scope made the repair-versus-replace decision much easier."
Source-backed planning
Authority references used in the service notes
These references are used to frame permit, safety, energy, utility, and inspection context. They do not replace field diagnosis, but they keep the page useful and verifiable.